Wealth Management Products — Nexus Prime – Zendesk

Welcome to Nexus Prime’s Wealth Management product guide. Below you’ll find the wealth management solutions we offer, what each is designed to achieve, typical benefits, and the expected (estimate) annualized return ranges. Think of this as a quick tour of our investment menu — useful for comparing options before speaking to your Nexus Prime advisor. (Yes, advisors love these moments. So do we.)

Important: the return ranges below are estimates based on historical and current market conditions and internal assumptions. They are not guaranteed. All investments carry risk, including loss of principal. Please read the disclaimers at the end and consult your financial advisor for recommendations tailored to your situation.

At-a-glance product table

Conservative Income Portfolio — Expected annualized return: 1% – 4% (low risk)
Fixed Income Ladder — Expected annualized return: 2% – 5% (low–moderate risk)
Balanced Growth Portfolio — Expected annualized return: 4% – 7% (moderate risk)
Global Equity Growth Fund — Expected annualized return: 6% – 10% (moderate–high risk)
Multi-Asset Income Fund — Expected annualized return: 4% – 8% (moderate risk)
High-Yield Credit Fund — Expected annualized return: 6% – 9% (moderate–high risk)
Alternative Assets Fund — Expected annualized return: 8% – 15% (high risk; illiquid)
Structured Notes (select) — Expected annualized return: 3% – 8% (varies with structure)
Sustainable & ESG Portfolio — Expected annualized return: 5% – 9% (moderate risk)
Customized Discretionary Portfolio — Expected annualized return: depends on mandate

Product details

1) Conservative Income Portfolio

Description: A low-volatility portfolio focused on cash-equivalents, short-term government and high-quality corporate bonds, and select defensive instruments.
Benefits: Capital preservation emphasis, stable income, low volatility.
Target investor: Capital preservation, near-term liquidity needs, risk-averse investors.
Typical term / liquidity: Short-term; high liquidity.
Typical fees: 0.20%–0.60% management fee (product dependent).
Expected annualized return (estimate): 1% – 4% (pre-tax)
Suitability note: Best for safety-first investors or as a cash alternative inside a diversified plan.

2) Fixed Income Ladder

Description: A laddered portfolio of bonds/maturing notes staggered across selected maturities to manage reinvestment risk and provide predictable cash flows.
Benefits: Predictable income, mitigated interest-rate reinvestment risk, easier cash planning.
Target investor: Income-oriented investors who want structured cash flows.
Typical term / liquidity: Medium (depends on chosen maturities); can be customized.
Typical fees: 0.25%–0.75% (depending on customization).
Expected annualized return (estimate): 2% – 5% (pre-tax)
Suitability note: Good for retirees or those planning scheduled withdrawals.

3) Balanced Growth Portfolio

Description: Diversified mix of equities and fixed income (typical 50/50–60/40 split), with tactical rebalancing to manage volatility.
Benefits: Growth potential with downside protection from bonds; lower volatility than pure equity.
Target investor: Investors seeking growth with moderate risk tolerance.
Typical term / liquidity: Medium to long term; liquid.
Typical fees: 0.35%–0.90%.
Expected annualized return (estimate): 4% – 7% (pre-tax)
Suitability note: Core holding for many long-term portfolios.

4) Global Equity Growth Fund

Description: Actively managed equity portfolio focused on global large-cap and select mid-cap companies across sectors and geographies.
Benefits: Long-term capital appreciation, diversification across markets, active stock selection.
Target investor: Growth-oriented investors with higher risk tolerance.
Typical term / liquidity: Long term; liquid (fund shares).
Typical fees: 0.50%–1.25%.
Expected annualized return (estimate): 6% – 10% (pre-tax)
Suitability note: Expect higher volatility and short-term fluctuations.

5) Multi-Asset Income Fund

Description: Income-producing strategy that blends dividend-paying equities, bonds, REITs, and other income-generating instruments.
Benefits: Diversified income sources, potential for income plus capital appreciation.
Target investor: Investors seeking steady income with some growth potential.
Typical term / liquidity: Medium to long term; liquid.
Typical fees: 0.40%–0.95%.
Expected annualized return (estimate): 4% – 8% (pre-tax)

6) High-Yield Credit Fund

Description: Focus on higher-yielding corporate bonds and credit instruments that offer elevated income in exchange for higher credit risk.
Benefits: Higher income potential compared with investment-grade bonds.
Target investor: Income-seeking investors willing to accept credit/default risk.
Typical term / liquidity: Medium term; liquidity depends on fund vehicle.
Typical fees: 0.50%–1.25%.
Expected annualized return (estimate): 6% – 9% (pre-tax)
Suitability note: Higher sensitivity to economic cycles and credit events.

7) Alternative Assets Fund

Description: Access to private equity, private credit, real assets, hedge strategies, and other alternatives intended to diversify and enhance returns.
Benefits: Diversification, potentially higher returns and low correlation with public markets.
Target investor: Accredited/sophisticated investors or those with higher allocation tolerance for alternatives.
Typical term / liquidity: Long horizon (5–10+ years); limited liquidity.
Typical fees: 0.75%–2.5% management plus possible performance fees.
Expected annualized return (estimate): 8% – 15% (pre-tax) — wide dispersion
Suitability note: Illiquidity and higher fees; returns highly variable by strategy and vintage year.

8) Structured Notes (select)

Description: Note-based products with payoffs linked to equity indices, rates or baskets; can include principal protection features or enhanced coupons.
Benefits: Tailored risk/return profiles, potential downside protection or enhanced yield.
Target investor: Investors seeking customized payoff structures and defined outcomes.
Typical term / liquidity: Often 1–5 years; secondary market may be limited.
Typical fees: Embedded in pricing; upfront or ongoing charges vary.
Expected annualized return (estimate): 3% – 8% (varies by structure)
Suitability note: Read terms carefully — structure, caps, and protection levels vary.

9) Sustainable & ESG Portfolio

Description: Investments screened and managed according to environmental, social, and governance criteria without sacrificing diversification.
Benefits: Alignment with sustainability goals; potential for long-term resilience and reputation-driven returns.
Target investor: Investors prioritizing sustainable outcomes alongside financial returns.
Typical term / liquidity: Medium to long term; liquid.
Typical fees: 0.40%–1.10%.
Expected annualized return (estimate): 5% – 9% (pre-tax)
Suitability note: Performance may vary by sector composition and ESG approach.

10) Customized Discretionary Portfolio

Description: A fully bespoke portfolio managed by a Nexus Prime portfolio team to client-specified objectives, constraints, taxes, and risk tolerance.
Benefits: Tailored holdings, tax-aware implementation, consolidated reporting, and active management.
Target investor: Clients requiring personalization — tax constraints, concentrated wealth, philanthropic objectives, etc.
Typical term / liquidity: Depends on mandate.
Typical fees: 0.50%–1.5% (based on AUM and complexity); performance fees possible.
Expected annualized return (estimate): Varies by mandate and selected strategy

How we calculate the “expected return” ranges

The ranges above are provided as a useful planning guide and reflect:
- historical return data for asset classes,
- current market yields / valuations,
- portfolio construction assumptions and typical fee levels.
Expected returns are annualized and should be viewed over appropriate time horizons (e.g., 3–10+ years depending on product).
Real outcomes will vary; negative returns are possible in any given year.

Risk levels explained (simple scale)

Low: Principal largely preserved; low short-term volatility (e.g., cash, short-term government bonds).
Low–Moderate: Some sensitivity to rates and credit events (e.g., intermediate bonds).
Moderate: Balanced risk/return (e.g., diversified multi-asset).
Moderate–High: Greater equity or credit exposure and higher volatility.
High: Alternatives, private markets, concentrated strategies — higher potential return and higher risk/illiquidity.

Fees, taxes and liquidity — quick reminders

Fees: Management fees and, for certain products, performance fees apply. Fee ranges are shown above as typical examples; check the specific product brochure for exact fees.
Taxes: Returns quoted are pre-tax. Tax treatment depends on jurisdiction and account type.
Liquidity: Some products (funds, discretionary accounts) are liquid; alternatives and certain structured products may be illiquid or have lock-up periods.

How to choose the right product

Define your goal: capital preservation, income, growth, or a combination.
Identify your time horizon and liquidity needs.
Assess risk tolerance — how much short-term drawdown can you accept?
Consider tax situation and any constraints (e.g., ESG preferences).
Speak with your Nexus Prime advisor for a tailored recommendation and to run scenario analyses.

How to invest with Nexus Prime

Contact your Nexus Prime relationship manager or schedule an appointment.
Complete the suitability review and required documentation.
Choose a product or build a customized discretionary mandate.
Fund the account and confirm the implementation plan.
Receive regular reporting and review meetings.

Need help now? Reach out to your Nexus Prime advisor or our Client Support team at support@nexusprime.com or call +1-800-XXX-XXXX (available 9:00–18:00 local time). If you don’t yet have an advisor, request a consultation through our client portal.

Frequently asked questions (short)

Are returns guaranteed?
- No. Returns are estimates and not guaranteed. Investments can lose value.
Do you offer personalized planning?
- Yes — our discretionary and customized mandates are built for individual planning.
Can I move between products?
- Many products permit transfers or redemptions, subject to terms and possible fees. Check product docs or speak with your advisor.

Important legal / risk disclosure

This article is for informational purposes only and does not constitute investment advice, an offer to sell, or a solicitation of an offer to buy any investment product. Past performance is not indicative of future results. Any expected return ranges are estimates only and may change due to market conditions. Product availability, fees, regulatory terms, and suitability vary by jurisdiction and client circumstances. Please consult your Nexus Prime financial advisor and review product prospectuses, terms and conditions, and risk disclosures before investing.

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Wealth Management Products — Nexus Prime